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Self-Improvement Steps and Your Finances 5

66. Work hard and work smart- although everyone wants to benefit from the get rich quick scheme, in most instances, the fastest way to the top of your financial success if through hard work. Hard work also helps to build character and demonstrates your ability to focus on a job and commit to something. All of these attributes are essential to improving your overall quality of life. Work is part of life- a big part, so why not be the best you can at it?


67. Understand your own financial journey- when it comes to our finances, not everyone is treated equal. While some may have to work full time from the moment they leave school, and still are scrapping by, others are handed a wad of cash, a house and a car from their parents or grandparents. Wealth is not distributed equally but it's important to make the most of what you've been given. Everyone's financial journey is different. You need to find your own path and follow it as best as you can.


68. Commit to your financial goals- if you want something, go for it! This can be easier said than done, but there is nothing more rewarding than saving up for something special and then buying it outright. Learning to budget, save and spend wisely are all critical steps for self-improvement.

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body. If you are going to drink, drink responsibility. Make sure you have a designated driver or cab ride and drink plenty of water throughout the night. 14. Don't neglect your oral hygiene- make it a habit to brush, floss and use sugar-free, alcohol-free mouthwash daily. Make a trip to the dentist once a year too. No one likes going to the dentist- but no one wants to lose his or her teeth either. 15. De-stress- remaining healthy is not just about go, go, go. You also need to stop, relax and re-stress. Stress is unavoidable at some times. The best way to deal with stress is to push away from it for a few minutes, let your body relax, and then tackle it head on. 16. Invest in Sleep- you don't need us to tell you how important sleep is. This is why it's a good idea to reward yourself at night with expensive sheets, a perfectly firm mattress and cosy down covers. Your bed is your battery recharger. Make sure it's in tip-top condition. 17. Get creative with foo...