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Self-Improvement Steps and Your Finances 4

impact negatively on your self-confidence. Debt consolidation can stop those annoying phone calls and overdue bills. Instead you pay one payment each month for all your different debts combined. It is much easier to manage and you can rest easy knowing that you are getting out of the red.


63. Concentrate on what you have and want, not what others havethis can be a really hard thing to do, especially when your neighbour is flaunting his brand new swimming pool and your co-worker just received a $3000 bonus but you didn't. Take a deep breath and push past those jealous and frustrated feelings. Concentrate on your own goals for the financial future and prove that you are better than those petty feelings of resentment.


64. Swap High Interest for No Interest- one of the great things about the competition of credit cards is that it is possible to get no interest on bank transfers. This means you can swap your credit card debt to another financial institution and receive their low introductory rate. You can stand to save thousands of dollars in interest and pay off that looming credit card debt faster. This crafty financial move can leave you feeling proud and smart.


65. Think to the future- We all want to live for right now but it's important to secure your financial future by investing in your retirement. Contributing to a 401 (k) plan or the equivalent can help you grow up, gain responsibility and improve your general financial understanding.

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